<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Atomic Wealth]]></title><description><![CDATA[Atomic Wealth is a blog by a high school student, for  students, explaining the fundamental concepts and strategies of growing your money atomically!]]></description><link>https://www.atomicwealth.org/blog</link><generator>RSS for Node</generator><lastBuildDate>Mon, 08 Jun 2026 22:07:18 GMT</lastBuildDate><atom:link href="https://www.atomicwealth.org/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Protecting Yourself From Online Scams! ]]></title><description><![CDATA[Nowadays, we use the internet for EVERYTHING. You name it, and we use it with the internet. But while being online is really helpful, it also makes it easier for scammers to trick people! Read more to find out! Online scams are becoming more common every year! Specifically the social media that teens us all the time. That is why is it important to know how to spot scams before they become a problem  A lot of the scams look real at first glance, but we have to do our own research to identify...]]></description><link>https://www.atomicwealth.org/post/protecting-yourself-from-online-scams</link><guid isPermaLink="false">6a17055fc2357554bf1bf076</guid><pubDate>Thu, 28 May 2026 12:38:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_89577c5e016d49729a029a44c3fde956~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Taxes &#38; Your First Job: What Every Teen Should Know ]]></title><description><![CDATA[Getting your first job is a huge milestone. Whether you're working at a café, tutoring students, babysitting, interning, or running your own small business, earning your own money brings a new level of independence. But obviously there is one confusing thing. Taxes You finally receive you paycheck...and it's smaller than expected  Where did the rest of your money go? Why is it being deducted? And what is a W-2? Once you understand ow taxes work, it will be easier to understand the basics....]]></description><link>https://www.atomicwealth.org/post/taxes-your-first-job-what-every-teen-should-know</link><guid isPermaLink="false">6a0b3dc72fd8b3b69696980e</guid><pubDate>Thu, 21 May 2026 17:47:53 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_77dc75269006486d832316f8d0f788cf~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[How Do Credit Scores Actually Work?]]></title><description><![CDATA[Most people hear credit scores and think it's just a random number the bank looks at! In reality, this number affects some of your biggest financial decisions, like getting a car loan or renting an apartment. So why does it matter so much?  Now what is a Credit Score? A credit score is a number that is usually between 300 and 850, that represents how 'legible' you are with loans. It's based on your credit history - how you managed debt in the past years. The higher your credit history: the...]]></description><link>https://www.atomicwealth.org/post/how-do-credit-scores-actually-work</link><guid isPermaLink="false">6a01088a0cf45a42cca92756</guid><pubDate>Thu, 14 May 2026 14:55:30 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_dd99ab4c95134ba49815dc13c3a780a2~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Mini Lesson - Redefining the American Dream in Today's Economy ]]></title><description><![CDATA[The American Dream originally came from the idea that is someone worked really hard, they would be able to enjoy their time and wealth. This is often defined as owning a home, a steady well paying job that leads to a reward. However, this is different in today's economy! For example, Cost of living has increased compared to wages in many areas. Making paying rent, healthcare and basic needs harder to afford Housing prices skyrocketing, making home ownership harder for young people and first...]]></description><link>https://www.atomicwealth.org/post/mini-lesson-redefining-the-american-dream-in-today-s-economy</link><guid isPermaLink="false">69fa2866438dc58e2c8c6f0a</guid><pubDate>Thu, 07 May 2026 16:22:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/aedf3dceccd24a0ca6c446113a3c127b.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Federal Reserve Controls Interest Rates ]]></title><description><![CDATA[Learn how the Federal Reserve is in charge of keeping the US economy stable. One of the main ways it does this is by controlling interest rates. Read more to find out! The Fed mainly charges something called the federal funds rate, which is interest rates banks charge each other. When the Fed increases this rate, it becomes more expensive for banks to borrow money and leads to higher interest rates like loans credit cards, and mortgagers! As you can tell, it really does affect everything! ...]]></description><link>https://www.atomicwealth.org/post/federal-reserve-controls-interest-rates</link><guid isPermaLink="false">69f0b3d724f9d3e5cd704e28</guid><pubDate>Thu, 30 Apr 2026 13:26:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_e0d32436d9f945bb85956275f0f129ff~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[AI Usage - Which Companies Are Using It? ]]></title><description><![CDATA[We covered why companies use AI last week, let's move on to which companies is particular. Read more to find out! There are so many sectors that use AI to maximize their profits and elevate their business model. Finance and Investment Sectors  BlackRock -> uses AI to analyze risk and investments JPMorgan Chase -> fraud detection and AI trading tools Goldman Sachs -> algorithmic trading  and data analysis This sector shows that smarter and faster decisions result in high profits  Technology...]]></description><link>https://www.atomicwealth.org/post/ai-usage-which-companies-are-using-it</link><guid isPermaLink="false">69e78fd58e63193b95d63e7d</guid><pubDate>Thu, 23 Apr 2026 13:49:02 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_43b4efc4c07d4ec08be3cc36d2ace01a~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[AI Running Business Industry? How and Why?]]></title><description><![CDATA[In this week's post we will be diving into a series, where each post will focus on a certain aspect of big brands using AI to lessen their work load and maximize their profits and whether AI will take over stocks! Read more to find out! As my history teacher would tell us ' AI has already taken the world. They are now working on chips to implant in our brains for communication ' That is true. But not only is AI being used to 'better' humans, it is also being used to improve how companies...]]></description><link>https://www.atomicwealth.org/post/ai-running-business-industry-how-and-why</link><guid isPermaLink="false">69dd00b0798372f8ac830ce2</guid><pubDate>Thu, 16 Apr 2026 19:02:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_23a136fa16544a95856bb9758f77a155~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[How Going Green Became the New Hype ♻️]]></title><description><![CDATA[Over the past decade, 'going green' has shifted from a niche lifestyle choice to a full blown cultural movement! But what made eco-conscious the new hype? Let's dive in. From Awareness to Action: Why Green Matters  Environmental concerns began to rise and started to affect everyone. Climate change, pollution, and lack of resources pushed consumers to rethink their choices. Studies have shown that a growing number of people, specifically gen z and millenials to actively seek out eco friendly...]]></description><link>https://www.atomicwealth.org/post/how-going-green-became-the-new-hype</link><guid isPermaLink="false">69d5163433362686b5d5b2f7</guid><pubDate>Thu, 09 Apr 2026 14:58:14 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_816686b2752f451e89de7bf737bea910~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[The Hidden Cost of 'Free' Money: How SMALL Expenses Drain Your Wealth]]></title><description><![CDATA[In this week's blog, we will be diving into the safe practices with your money, specifically, bad investments. People use slowly through small and almost ' unharmful' expenses. Read more to find out! Now what are the 'Unharmful' Expenses that can drain your wallet? You might have heard a term called subscriptions These can be used by streaming platforms, shopping platforms and tons more! Which can be major or minor platforms. These can seem like everyday spending habits that don't seem like a...]]></description><link>https://www.atomicwealth.org/post/the-hidden-cost-of-free-money-how-small-expenses-drain-your-wealth</link><guid isPermaLink="false">69cb10d06d22c86f75a5eb32</guid><pubDate>Thu, 02 Apr 2026 14:04:33 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_953c298451d1475f8e7b21101b0ce3a5~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[The Power of Social Media Hype]]></title><description><![CDATA[Learn how social media completely changed the way trends are created. Today, platforms like TikTok can turn a random product into a must have overnight. One viral video can reach millions of people within hours! What Makes Social Media so Powerful? Usually, it is the speed! When people see others review or recommending a product, it builds curiosity and trust. This is especially evident when influencers or everyday users share their honest experiences! And the secret is that this doesn't feel...]]></description><link>https://www.atomicwealth.org/post/the-power-of-social-media-hype</link><guid isPermaLink="false">69c29a28d67c72d7ecb7ed7e</guid><pubDate>Thu, 26 Mar 2026 16:26:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/69a3b50b52364760a3f976de92a803d1.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Creative Destruction: How New Businesses Replace Industries ♻️]]></title><description><![CDATA[Let's be honest - technology and trend change rapidly! One minute everyone is using something, and the next minute it's completely outdated. This constant cycle of new replacing old i actually a real economic concept called  Creative Destruction ! This theory is introduced by economist Joseph Schumpeter. Creative Destruction  What, How, Why? This happens when new ideas, technologies, or businesses completely change the way things work, usually pushing older companies out of the spotlight....]]></description><link>https://www.atomicwealth.org/post/creative-destruction-how-new-businesses-replace-industries</link><guid isPermaLink="false">69b5c7405f6a1e874c57c9d6</guid><pubDate>Thu, 19 Mar 2026 14:59:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_ca8a3be9c4d347ceb3ac1e702c459719~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Entrepreneurship: Turning Ideas into Impact]]></title><description><![CDATA[Hello! Today we will covering Entrepreneurship! Entrepreneurship is more than just starting a business, it is the ability to see problems as opportunities and take action to create value. Entrepreneurs do not wait for the 'perfect' time. They build, test, fail, and try again. Simply, Entrepreneurship is about innovation, risk taking, leadership and resilience. So... What is Entrepreneurship if it is not only about starting a company?? Well it's a process of identifying a need in the market,...]]></description><link>https://www.atomicwealth.org/post/entrepreneurship-turning-ideas-into-impact</link><guid isPermaLink="false">69a8502d1fb1895eb270acb4</guid><pubDate>Thu, 12 Mar 2026 16:22:34 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/09e9e6bcb6d68de5b1bb798a05af0b59.jpg/v1/fit/w_1000,h_960,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[The 5 Fundamentals of Economy⚖️]]></title><description><![CDATA[The ways money might feel like something we can control, but the truth is that powerful economic laws constantly shape how it behaves and how we use it.  Understanding these laws can help us make smarter financial choices and avoid common pitfalls. Here are 5 simplified lessons to understand this! The most common and most people know Supply and Demand  This is the most basic principle that affects nearly everything we buy and sell! When demand for a product if high, and supply stays the same,...]]></description><link>https://www.atomicwealth.org/post/the-5-fundamentals-of-economy</link><guid isPermaLink="false">69a61ccd60298c02e5c0a004</guid><pubDate>Thu, 05 Mar 2026 15:22:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_fe92d90b4d52420590e74b0aa650a354~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Rich vs. Wealthy: The Psychology Behind It]]></title><description><![CDATA[Explore the mindsets of the rich and wealthy to how they are present themselves to the real world. In this week's blog, we will be touching the topic of Social Pressure and Appearance. Read more to find out the smart mindset to follow! Earner's Think: How Much Do I Make? Wealth builders think How Much Do I Keep The paycheck mindset aims for: Raises Promotions Titles Looking success The wealth mindset focuses on: Ownership Assets Equity Long-Term Growth One is about income flow. The other is...]]></description><link>https://www.atomicwealth.org/post/rich-vs-wealthy-the-psychology-behind-it</link><guid isPermaLink="false">699e4f848f4f3ef74a9cf48d</guid><pubDate>Thu, 26 Feb 2026 21:47:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/4376fb_f85b11e7ff2c42cb8a23ec183bf5c4b9~mv2.png/v1/fit/w_900,h_600,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[High Income vs High Net Worth: Not the Same Thing]]></title><description><![CDATA[In this week's post, we will break down Salary vs Assets Why some jobs live paycheck to paycheck Why some quiet investors build real wealth It is a common misconception that Earning a Paycheck = ultra rich status However, high and income and net worth are completely different! Understanding the difference is the 1st step to real financial freedom Now we will move onto.... Salary vs. Assets Your income is what you earn  - salary, bonuses, and revenue Net Worth measures what you actually own...]]></description><link>https://www.atomicwealth.org/post/high-income-vs-high-net-worth-not-the-same-thing</link><guid isPermaLink="false">6991d2c7e585eb0b3c876a0d</guid><pubDate>Sun, 22 Feb 2026 14:00:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_9a83b3fd40d344a59605a4552b2ad13f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Hype Stocks - Why they fail And How They Burn Investors]]></title><description><![CDATA[A mini 'lesson' about Hype stocks - Hype Stocks are everywhere, they blow up on social media, headlines, and promised massive returns 'before it's too late'. But for every viral stock success story, there are thousands of investors who lose money chasing the hype. Read more to find out! So why do hype stocks fail so often - ad why do smart people still fall for them? Firstly, you would need to know what a hype stock  is A hype stock is a compnay whose stock rises quickly because of...]]></description><link>https://www.atomicwealth.org/post/hype-stocks-why-they-fail-and-how-they-burn-investors</link><guid isPermaLink="false">6989ee3b393d11e74a61b64e</guid><pubDate>Thu, 12 Feb 2026 19:23:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/ecc3a28be59b4bf5ae5b5838a05f0af2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[This Week’s Stock Breakdown:          Apple (AAPL)]]></title><description><![CDATA[Most people assume that Apple makes money solely from iPhones. However they have multiple streams, which bring in the big bucks. We will also explore why Apple is a great long term investment and strong asset. Read more to find out! Ok, if not iPhones and other gadgets, how do they make $$$ ? Product Sales While iPhones are one of the multiple streams of income Apple receives, there other other gadgets like: AirPods Apple Watches MacBook iMacs iPads The iPhone along brings in nearly half of...]]></description><link>https://www.atomicwealth.org/post/this-week-s-stock-breakdown-apple-aapl</link><guid isPermaLink="false">697f835f396306036eca7ebe</guid><pubDate>Thu, 05 Feb 2026 17:40:41 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_6c924d5e5aa844bc8b0737689dce33f9~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[When should you invest in the Stock Market? Time vs. Instinct]]></title><description><![CDATA[2 types of people earn the same amount of money. One starts investing early and builds wealth The other waits, overthinks, and stays stuck trading time for money. This is important because its how and when they choose to invest So when should you invest in the stock market? And how does timing and instinct play into that decision? Well, first we would need know the basics right? When does the stock market open? In the US, the NYSE and NASDAQ are open Monday-Friday 9:30 AM - 4 PM Eastern Time...]]></description><link>https://www.atomicwealth.org/post/when-should-you-invest-in-the-stock-market-time-vs-instinct</link><guid isPermaLink="false">697b6c9f2c80129225d3b8e8</guid><pubDate>Thu, 29 Jan 2026 17:35:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/b72c73e82c9c4e5b8956469522b4dabb.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Crisis Management &#38; How Businesses prepare for risk, venture, and chance]]></title><description><![CDATA[Crisis management is how a business prepares for, responds to, and recovers from unexpected events that can harm its people, reputation, operations, or finances. These events can come from risk-taking ventures  or from chance  (unpredictable situations). Why Crises Management Matters? Protects employees and customers Reduces financial losses Preserves brand reputation and trust Helps companies recover faster Supports long term business survival Understanding Ventures and Chance! Ventures are...]]></description><link>https://www.atomicwealth.org/post/crisis-management-how-businesses-prepare-for-risk-venture-and-chance</link><guid isPermaLink="false">6970f0d261068570a94ba74e</guid><pubDate>Thu, 22 Jan 2026 00:30:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/62f0fae5d3664613b1ad0874c395a7ca.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item><item><title><![CDATA[Impact by the Real World - How &#38; Why?]]></title><description><![CDATA[How do present foreign/domestic events affect the stock market? Let's dive deep in this topic today! 	We often talk about money as a way to get ahead - extra spending money, savings or investing. But in some parts of the world, money does not always work the way it is expected to. What is important to understand is that this does not just focus on one country, it is understand the pattern of financial systems work In Venezuela, many people have experienced a long period where prices increased...]]></description><link>https://www.atomicwealth.org/post/impact-by-the-real-world-how-why</link><guid isPermaLink="false">6966d6fcbbaf501a67d622dd</guid><pubDate>Fri, 16 Jan 2026 22:29:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_b7195e8a4a8448b2a147ec5ef37930aa~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Neeha Kasturi</dc:creator></item></channel></rss>